Broker pilot now open

Stop freight fraud
before the load is even booked.

Happy Tactic verifies carrier ownership through FMCSA records, authenticates insurance through insurer login, and confirms the driver and equipment before pickup — giving brokers back the time lost to manual verification.

  • Confirm the actual carrier owner using FMCSA registered and historical phone numbers
  • Authenticate insurance directly through the carrier's insurer login — not just PDFs
  • Verify the driver, truck, and VIN before freight is released
  • Reduce the 30–90 minutes brokers spend verifying carriers manually
Join the Broker Pilot See how it works

Stronger verification. Faster booking. Less operational drag.

verification_result.json

STATUS

APPROVED

RISK SCORE

94/100

MC NUMBER

MC-748291

AUTHORITY

ACTIVE

CARRIER

Apex Freight Solutions LLC

Owner confirmed via historical FMCSA call PASS
Dispatcher authorized by owner PASS
Insurance verified via insurer login PASS
Driver CDL + identity confirmed PASS
VIN + equipment verified PASS
evidence_packet.pdf View

HISTORICAL FMCSA NUMBERS

+1 (214) 555-0182 owner confirmed
+1 (972) 555-0341 no answer

Carrier onboarding verifies the company.
Happy Tactic verifies the people actually moving the load.

Most tools only verify carriers during onboarding. Fraud and impersonation often happen after — when the load is actually being dispatched. Happy Tactic verifies the entire chain behind every shipment.

$15B+

Estimated annual cargo and freight fraud losses in the US

3–5×

Increase in reported double-brokering incidents since 2020

30–90

Minutes brokers spend manually verifying a single carrier today

56%

Of brokers report that carrier fraud attempts have increased year over year

Industry estimates, 2024

What We Verify

Happy Tactic verifies what actually matters.

Every load verification covers the full chain — from the carrier owner down to the truck on the road.

Carrier Ownership

Confirm the real carrier owner using FMCSA registered and historical phone numbers.

Dispatcher Authorization

The owner must explicitly confirm the dispatcher is authorized to accept loads.

Insurance Authentication

Carriers log into their insurer directly. Active coverage is verified — not just a PDF certificate.

Driver Identity

CDL and government ID verified with camera capture before pickup.

Equipment & VIN

Truck, trailer, and VIN confirmed against registration and insurance records.

Verification Chain Diagram

The Process

How a verification works.

From MC number to risk decision — automated, documented, and evidence-backed.

01

Enter MC or DOT

Broker inputs MC or DOT number and the dispatcher name. The system retrieves current and historical FMCSA records.

02

Historical Phone Call

The system calls every phone number ever registered with the carrier — including original numbers fraudsters may have changed.

03

Owner Confirms Dispatcher

The carrier owner confirms the dispatcher is authorized by name. If the owner doesn't recognize them — the load stops here.

04

Insurance via Insurer Login

The owner logs into their insurance provider directly. Coverage is retrieved at the source — no certificates, no PDFs, no forgeries.

05

Documents & Equipment

The driver captures CDL, VIN plate, and vehicle photos live via camera — no PDF uploads accepted. Documents are validated against owner data.

06

Risk Decision + Evidence

A Green / Yellow / Red decision is issued with a full tamper-evident evidence packet documenting every verification step.

Operational Efficiency

Brokers shouldn't spend hours verifying carriers.

Today, operations teams piece together verification signals from multiple sources. That process includes calling numbers, chasing insurance certificates, and pulling FMCSA records manually.

Happy Tactic gathers every signal automatically so your team can spend less time chasing paperwork — and more time covering freight, supporting customers, and solving real logistics problems.

30–90

minutes spent per
carrier verification today

Manual process

  • Check FMCSA records
  • Call multiple phone numbers
  • Confirm dispatcher authorization
  • Request insurance certificates
  • Collect driver and truck details

Happy Tactic

  • Enter MC / DOT and dispatcher name
  • Automated verification handles the rest
  • Risk decision + evidence delivered

Platform Capabilities

Built specifically to stop freight fraud.

Historical Phone Verification

Calls every phone number ever registered with the carrier — including original numbers that fraudsters change after hijacking FMCSA accounts.

Owner Authorization

The carrier owner explicitly confirms the dispatcher's name and grants authorization before any documents are accepted.

Insurance via Insurer Login

Similar to Plaid for banking — the carrier owner logs into their insurer directly. Coverage is verified at source, not from a PDF anyone can forge.

Camera-First Document Capture

Driver CDL, VIN plate, and vehicle photos are taken live. No PDF uploads accepted — prevents document forgery at the source.

Device & IP Intelligence

Device fingerprints, IP signals, geolocation, and behavioral patterns are analyzed to detect suspicious or coordinated activity.

Tamper-Evident Evidence Packet

Every verification produces a risk-scored decision with a complete evidence packet — call recordings, documents, insurance data, and audit trail.

Verification Outcome

A clear decision. Full evidence.

Every verification ends with a risk-scored result backed by documented evidence.

Approved

All verification layers passed. Carrier, dispatcher, insurance, driver, and equipment confirmed. Safe to book.

Review Required

One or more signals need attention — expiring insurance, fleet policy, or incomplete documents. Review before proceeding.

Rejected

Owner didn't recognize the dispatcher, insurance is invalid, or fraud signals detected. Do not book.

Each decision includes a full tamper-evident evidence packet with call recordings, documents, and audit trail.

Broker Pilot Program

Join the broker pilot.

Happy Tactic is currently in pre-launch. We're onboarding a limited group of freight brokerages to pilot the platform before public release.

Pilot participants get priority access, direct input into product development, and onboarding support from the team.

  • Priority access before public launch
  • Direct input on product development
  • Hands-on onboarding from the team

We respect your privacy. No spam, ever.

FAQ

Common questions.

Answers to what brokers typically ask before joining the pilot.

Most verifications complete within minutes. After the broker inputs the MC or DOT number and dispatcher name, the system initiates all steps in parallel. The carrier owner confirmation call is typically the longest step — if the owner answers immediately, the full verification can complete in under 10 minutes.
The system calls every phone number ever registered with the carrier — including historical FMCSA records that fraudsters may have changed. If no owner is reached after multiple attempts, the verification stays in "Review Required" status. The broker receives a notification and can decide how to proceed with the load.
No — it extends them significantly. FMCSA lookup confirms the carrier authority exists and is active. Happy Tactic verifies that the specific dispatcher, driver, and equipment assigned to your load are actually authorized by the real carrier owner — something no FMCSA tool does. Think of it as the layer that activates on every load, not just at onboarding.
No app download required. The dispatcher and driver complete their steps through a secure mobile web experience. The broker shares a verification link, and the system guides both parties through the owner call, insurance login, and camera-based document capture.
A refusal is treated as a risk signal. Happy Tactic flags the non-cooperation and adds it to the verification record. The broker receives a "Review Required" result with full documentation of the carrier's unwillingness to authenticate — giving you a documented reason to decline the load.
Per load. Carrier fraud often happens through dispatcher and driver substitution on specific shipments — not at the carrier entity level. A fraudster may attach themselves to a legitimate carrier's MC number. Verifying per-load catches impersonation that carrier onboarding tools miss, because the people on your load today may not be the same ones from last month.

Protect your brokerage from carrier fraud.

Join the early broker pilot and be among the first to use automated carrier verification.

Join the Broker Pilot